This can be done on the internet. You will want the kind code and you can account amount of your current financing, which you can discover using your internet banking or Virgin Currency software, or by calling the support party toward 0800 121 7365.
When your count we would like to obtain is actually ?eight,500 or more, much less than just fifty% from it is for obligations repayment with us, you will be able to offer the newest payment months over six or seven many years.
For folks who miss an installment we may use-money in other accounts you have with our company, which has Clydesdale and you can Yorkshire Lender, to spend new missed fee.
Before you apply
To apply for financing you truly need to have a beneficial Virgin Currency newest membership or perhaps be an effective Clydesdale Bank, Yorkshire Financial or B buyers. Unless you have of them factors however, want to use, try to open a Virgin Money current account first.
Before you apply for a financial loan in the mobile financial software there’ll be the possibility to test your own eligibility without impact on your credit score.
For people who implement ranging from 8am and you may 10pm, Monday so you’re able to Friday, or between 8am and you may 9pm to your Vacations, we shall you will need to make you a primary online decision. If we cannot do this unconditionally, or you over the job during the a different sort of go out, we will reveal the result inside two working days.
Sorry, zero. Yet not, we’re on 0800 707 6471, otherwise +forty two 141 951 7320 while you are abroad, to help with your application.
- Your entire tackles on early in the day three-years (such as the postcodes).
- The name of the workplace, brand new big date you been performing indeed there, while the complete count you earn paid (ahead of tax).
- Your mobile amount, to create websites and you will telephone banking.
- Information regarding your month-to-month expenses, together with your financial otherwise rent, any existing personal loan repayments, credit cards and you will/otherwise hire purchase plans (usually for the vehicle).
Undoubtedly. We are able to promote those who work in high printing, braille or musical types – merely label 0800 707 6471 for more information.
Doing The application
No problem. If you complete the job inside twenty-eight times of doing it, you can simply click or tap the new ‘Cut and you will Exit’ key normally since you need so you’re able to. To track down back into it whenever you eg, see our personal funds page and click or tap to the ‘Finish their application’.
We simply cannot include each occupations identity toward all of our number; it might be too long! In case your particular work actually noted, buy the the one that matches it best. If you aren’t sure exactly what that’s, supply the party a call to the 0800 707 6471 and they will help you find it.
For many who very own twenty five% or even more out-of a corporate, and just have accomplished for over 2 yrs, we feel people as the mind-operating. We will you want proof your income, which means we will need to see:
- Three years from complete profile (audited otherwise non-audited) – no write duplicates, please!
- a couple of years regarding complete profile (audited otherwise low-audited), and additionally an estimated 3rd season from your accountant.
The audience is sorry, but if you’ve been worry about-employed for lower than 24 months you cannot get good Consumer loan, until your existing profession resembles your own past one.
Yes, you could. An apprenticeship matters since the a predetermined-label deal on the purposes of applying for a personal bank loan, therefore that’s what you will want to let us know on your software. But before you start, contemplate how you would security money in the event your apprenticeship are to finish till the final repayment is due.