EMAIL

info@iercsb.org

Call Now

(909)-887- 8700

Homeownership

A home can provide a foundation of shelter and a safe space for you and for your children to thrive and prosper. Homeownership is an important slice of the American pie. Owning your home is an important financial investment into community and pride.

But owning your home can improve your net worth. Homeownership helps to build wealth. Those who own have a median net worth of more than 40 times greater than those who rent. Home is not only where your heart is, but where your wealth is.

Homeownership brings upon the benefits of good investments, stable housing cost from year to year, pride in ownership, equity buildup, tax incentives, and the overall ease of being a part of a community.

Build wealth and secure your financial future.
Learn More

Credit Problems

Homeownership is a journey. Credit problems can make life difficult. A low credit score can hinder you from credit cards, loans , and mortgage applications. In some instances, credit problems can also hinder you from getting an apartment or even a job.

One of the most difficult problems about having a poor credit score is that it may seem difficult to repair. The IERC, who are certified and trained in areas of consumer credit, debt management, and budgeting, offers credit counseling to help you develop a personalized plan to solve your money problems.

If you’re struggling to budget or to make minimum payments, let's work together to help get you on the right track.
Learn More

Home and Family Support

For generations, the gap in homeownership of African-American families has widened. Through the Great Recession of 2007-2008, and the displacinsie and the unknowing of this country’s future, through the Covid-19 pandemic, African-American families have fallen into historic lows in homeownership.

The IERC has been tasked with the initiative to get families into a home and to close the gap that has displaced African-American families for so long. With workshops and counseling, and ,of course, faith, the IERC will work closely with families to build on foundations for generations to come. Our overall mission is to improve the quality of life in the Inland Empire through intentional partnerships that help our communities become places where families can live in safety, prosperity, and harmony; places where the American dream of self-sufficiency can grow and flourish.
Learn More

About IERC

The IERC is a nonprofit 501c3 HUD Approved Housing Counseling Agency, tasked with servicing the Inland Empire of California that provides services to consumer, lenders, faith-based, community and government organizations. Aware that Inland Empire residence may be facing possible evictions and forbearances, we are here to give hope and advocate on behalf of our community. Becoming a homeowner is one of the biggest financial decisions you will make in your entire life. It’s also undeniable that simply getting to that point requires a certain degree of financial success.

Homeownership brings upon the benefits of good investments, stable housing cost from year to year, pride in ownership, equity buildup, tax incentives, and the overall ease of being a part of a community. Through workshops, webinars, credit counseling, and first time homebuyer counseling, the IERC is here to service the needs of African American families who may have suffered through this country’s deficits. IERC believes that the potential to use a variety of programs to help consumers overcome the psychological hurdle of buying a new home or avoiding eviction is a vital piece to sustainably increasing affordable homeownership. Due to the current unprecedented times, we are committed to guiding you through various resources that will propel you toward self-sufficiency in all areas of your life.

Why Choose Us

Our professional counselors will meet you where you are, and get you to where you ultimately want to be. Let us help you!

Credit Counseling

We have counselors waiting for you to counsel you in how to improve your credit.

1st Time Homebuyer Counseling

If you would like to purchase a home, counselors are standing by to get you started in the process.

Loss Mitigation

If you are a homeowner and you are behind in your mortgage and are in risk of foreclosure, we can help!

Become a Volunteer

Join Now

The Homestead Acts

The Homestead Act was the earliest attempt by the United States government to provide housing opportunities to its citizens.

5f1f6e_f76a213b6c174da88a070c1713084f4a~mv2
0
CLIENTS SERVED

Latest News

Lorem ipsum is a dummy text it will use for subtitle here
08 Mar
0

Nullam vitae gravida elit

Lorem ipsum dolor sit amet, his ea unum ponderum, detracto ponderum an vim. Equidem evertitur vel ea, has ad inermis principes. Mentitum…

Read More
08 Mar
0

Maecenas viverra eros non

Lorem ipsum dolor sit amet, his ea unum ponderum, detracto ponderum an vim. Equidem evertitur vel ea, has ad inermis principes. Mentitum…

Read More
16 Jul
0

Test

022_recomendados_1 (2)Download

Read More